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Girovo

Banking straight with your bank – with no one in between.

Girovo is the banking app for German banks and Sparkassen. It speaks FinTS, the access banks offer for banking apps, straight from your device to your bank. No server in between, no account with us.

Get it on Google Play Windows, Linux & APK

Android, Windows and Linux · Open source (MIT)

Girovo on an Android phone: the search for transactions at the top, then the balance and the amount available, filters for pending, incoming and outgoing, and the transactions by day.

Why Girovo

Only your bank sees it.

FinTS runs straight from your device to your bank, with no aggregator, cloud account or anyone else in between. What Girovo keeps on your device is encrypted.

Any German bank, one app.

Girovo looks the same for all 2,721 bank codes with FinTS access: nearly every Sparkasse, Volksbank and Raiffeisenbank and many more banks. Several banks fit into one view.

More than your bank's app.

Insights with monthly budgets, contracts and subscriptions, reading GiroCodes and requesting money – all worked out on your device.

What Girovo does

Overview

Everything that happens on your account at a glance.

  • Your balance with its history, the amount available, the overdraft and pending bookings
  • Transactions with search, filters and categories
  • Several banks in one view
Search in Girovo: every transaction at “dm” with its date, payment method and amount.

Transfers

Send money safely, the way your bank intends.

  • SEPA and instant transfers, scheduled transfers and standing orders
  • Payee verification before the money leaves
  • Scan an invoice's GiroCode – or share the invoice as an image or PDF
  • Approval in your banking app, such as pushTAN
A transfer in Girovo: the account, the amount large in the middle, the amount available, standard or instant execution and the date.

Insights

Where your money goes, worked out on your device.

  • Income, spending and categories per month
  • Contracts and subscriptions Girovo finds in your transactions by itself
  • Monthly budgets and your own notes on transactions
Insights in Girovo: spending by category with amounts and shares.

Safe and private

Your data stays with you.

  • Fingerprint login on Android, if you want it
  • Saved data encrypted on your device
  • No ads, no trackers; usage data only if you agree
  • Open source under the MIT licence
Logging in to Girovo: choosing the bank by name, city, bank code or IBAN, with quick picks for common banks.

Get Girovo

Both ways talk to your bank directly and keep your data on your device.

Android

  • Google Play

    Android 8 and newer · updates through Google Play

    Get it on Google Play

  • Girovo Plus

    An optional subscription in the Google Play version, with additional features. You start and cancel it in Google Play.

Windows, Linux and APK

  • GitHub releases

    Installer or portable, AppImage or .deb, APK for Android · free, no subscription · every file with its SHA-256 checksum

    Open releases

  • Source code

    Open under the MIT licence

    GitHub